/* ============================================================
   THANGAMAGAL GOLD LOAN — Core Stylesheet
   Design language: Ivory ground, maroon typography, gold accents
   ============================================================ */

:root {
  /* Palette */
  --maroon: #700018;
  --maroon-deep: #4F0010;
  --gold: #C99224;
  --gold-light: #E1B64A;
  --ivory: #FCFAF5;
  --cream: #F6F0E4;
  --ink: #291C1C;
  --muted: #6D5E5E;
  --white: #FFFFFF;

  /* Typography */
  --font-display: 'Playfair Display', 'Noto Serif Tamil', serif;
  --font-serif: 'Cormorant Garamond', 'Noto Serif Tamil', serif;
  --font-body: 'Inter', 'Noto Sans Tamil', sans-serif;
  --font-tamil-display: 'Noto Serif Tamil', serif;
  --font-tamil-body: 'Noto Sans Tamil', sans-serif;

  /* Layout */
  --max-width: 1180px;
  --header-h: 84px;
  --header-h-scrolled: 64px;
  --radius-sm: 4px;
  --radius-md: 10px;
  --shadow-soft: 0 8px 30px rgba(79, 0, 16, 0.08);
  --shadow-header: 0 2px 20px rgba(79, 0, 16, 0.10);

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

html[lang="ta"] {
  --font-display: 'Noto Serif Tamil', serif;
  --font-serif: 'Noto Serif Tamil', serif;
  --font-body: 'Noto Sans Tamil', sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
}

body {
  margin: 0;
  font-family: var(--font-body);
  background: var(--ivory);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 { font-family: var(--font-display); margin: 0; color: var(--maroon); }

.eyebrow {
  font-family: var(--font-serif);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  display: inline-block;
  margin-bottom: 14px;
}

.section-heading { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-heading h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); font-weight: 600; line-height: 1.25; }
.section-heading p { color: var(--muted); margin-top: 14px; font-size: 1.05rem; }

.divider-orn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin: 18px auto 0;
  color: var(--gold);
}
.divider-orn::before, .divider-orn::after {
  content: '';
  width: 46px;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold));
}
.divider-orn::after { background: linear-gradient(90deg, var(--gold), transparent); }
.divider-orn svg { width: 16px; height: 16px; }

section { padding: 88px 0; }

/* Skip link */
.skip-link {
  position: absolute; left: -999px; top: 0;
  background: var(--maroon); color: var(--white);
  padding: 12px 20px; z-index: 999; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 30px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  cursor: pointer;
  border: 1px solid transparent;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  background: var(--maroon);
  color: var(--white);
  box-shadow: 0 6px 18px rgba(112, 0, 24, 0.28);
}
.btn-primary:hover { background: var(--maroon-deep); box-shadow: 0 10px 24px rgba(112, 0, 24, 0.34); }
.btn-outline {
  background: transparent;
  border-color: var(--gold);
  color: var(--maroon);
}
.btn-outline:hover { background: var(--gold); border-color: var(--gold); color: var(--maroon-deep); }
.btn-gold {
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  color: var(--maroon-deep);
}
.btn-gold:hover { box-shadow: 0 10px 24px rgba(201, 146, 36, 0.35); }
.btn-ghost-light {
  background: transparent;
  border-color: rgba(255,255,255,0.4);
  color: var(--white);
}
.btn-ghost-light:hover { background: rgba(255,255,255,0.12); }

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: var(--ivory);
  border-bottom: 1px solid rgba(201, 146, 36, 0.25);
  transition: height 0.3s var(--ease), box-shadow 0.3s var(--ease), background 0.3s var(--ease);
}
.site-header.is-scrolled {
  box-shadow: var(--shadow-header);
  background: rgba(252, 250, 245, 0.96);
  backdrop-filter: blur(6px);
}
.header-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  transition: height 0.3s var(--ease);
}
.site-header.is-scrolled .header-inner { height: var(--header-h-scrolled); }

.brand { display: flex; align-items: center; gap: 10px; flex-shrink: 0; text-decoration: none; }
.brand img { height: 52px; width: auto; transition: height 0.3s var(--ease); flex-shrink: 0; }
.site-header.is-scrolled .brand img { height: 40px; }
.brand-text { font-family: var(--font-display); font-size: 1.05rem; color: var(--maroon); line-height: 1.1; white-space: nowrap; }
.brand-text small { display: block; font-family: var(--font-body); font-size: 0.62rem; letter-spacing: 0.15em; color: var(--gold); font-weight: 600; margin-top: 2px; white-space: nowrap; }
html[lang="ta"] .brand-text { font-family: var(--font-tamil-display); font-size: 1.02rem; }
html[lang="ta"] .brand-text small { font-family: var(--font-tamil-body); letter-spacing: 0.05em; font-size: 0.65rem; }

.main-nav { display: flex; align-items: center; gap: clamp(14px, 2vw, 32px); flex-shrink: 1; min-width: 0; }
.nav-links { display: flex; gap: clamp(10px, 1.6vw, 24px); list-style: none; margin: 0; padding: 0; align-items: center; }
.nav-links a {
  font-size: clamp(0.84rem, 0.92vw, 0.92rem);
  font-weight: 500;
  color: var(--ink);
  position: relative;
  padding: 6px 2px;
  white-space: nowrap;
  display: inline-block;
}
html[lang="ta"] .nav-links a {
  font-size: clamp(0.82rem, 0.88vw, 0.88rem);
  font-family: var(--font-tamil-body);
}
.nav-links a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width 0.25s var(--ease);
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a:hover { color: var(--maroon); }

.lang-select-wrap { position: relative; flex-shrink: 0; }
.lang-btn {
  display: flex; align-items: center; gap: 6px;
  background: var(--cream);
  border: 1px solid rgba(201,146,36,0.4);
  padding: 8px 14px;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--maroon);
  cursor: pointer;
  white-space: nowrap;
}
.lang-btn svg { width: 10px; height: 10px; transition: transform 0.2s var(--ease); }
.lang-btn[aria-expanded="true"] svg { transform: rotate(180deg); }
.lang-menu {
  position: absolute; top: calc(100% + 8px); right: 0;
  background: var(--white);
  border: 1px solid rgba(201,146,36,0.3);
  border-radius: 10px;
  box-shadow: var(--shadow-soft);
  overflow: hidden;
  min-width: 130px;
  display: none;
  z-index: 50;
}
.lang-menu.open { display: block; }
.lang-menu button {
  display: block; width: 100%; text-align: left;
  padding: 10px 16px; border: none; background: none;
  font-size: 0.9rem; cursor: pointer; color: var(--ink);
}
.lang-menu button:hover { background: var(--cream); color: var(--maroon); }

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none; border: none; cursor: pointer;
  padding: 8px;
}
.menu-toggle span { width: 24px; height: 2px; background: var(--maroon); border-radius: 2px; transition: transform 0.3s var(--ease), opacity 0.3s var(--ease); }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-panel {
  display: none;
  position: fixed;
  inset: var(--header-h-scrolled) 0 0 0;
  background: var(--ivory);
  z-index: 190;
  padding: 30px 24px;
  overflow-y: auto;
}
.mobile-panel.open { display: block; }
.mobile-panel ul { list-style: none; margin: 0; padding: 0; }
.mobile-panel li { border-bottom: 1px solid rgba(201,146,36,0.2); }
.mobile-panel a { display: block; padding: 18px 4px; font-size: 1.15rem; font-family: var(--font-serif); color: var(--maroon); }
.mobile-panel .lang-select-wrap { margin-top: 26px; }
.mobile-panel .mobile-cta { margin-top: 26px; display: flex; flex-direction: column; gap: 12px; }
.mobile-panel .mobile-cta a.btn { padding: 14px 30px; font-size: 0.95rem; font-family: var(--font-body); }
.mobile-panel .mobile-cta a.btn-primary { color: var(--white); }
.mobile-panel .mobile-cta a.btn-outline { color: var(--maroon); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  padding: 70px 0 90px;
  background: var(--ivory);
  overflow: hidden;
  text-align: center;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 50% 0%, rgba(201,146,36,0.10), transparent 60%);
  pointer-events: none;
}
.hero-orn {
  width: 120px;
  margin: 0 auto 6px;
  opacity: 0.85;
}
.hero-logo {
  width: 200px;
  height: 200px;
  margin: 0 auto 28px;
  border-radius: 50%;
  overflow: hidden;
  border: 1px solid rgba(201,146,36,0.35);
  box-shadow: 0 20px 50px rgba(112,0,24,0.14);
  animation: hero-emblem-in 1s var(--ease) both;
}
.hero-logo img { width: 100%; height: 100%; object-fit: cover; }

.hero-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(2.4rem, 7vw, 4.4rem);
  color: var(--maroon);
  letter-spacing: 0.02em;
  line-height: 1.05;
  min-height: 1.15em;
  white-space: nowrap;
}
html[lang="ta"] .hero-name { font-family: var(--font-tamil-display); letter-spacing: 0; }
.typewriter-cursor {
  display: inline-block;
  width: 3px;
  margin-left: 4px;
  background: var(--gold);
  animation: blink 1s step-end infinite;
}
@media (prefers-reduced-motion: reduce) {
  .typewriter-cursor { animation: none; }
}
@keyframes blink { 50% { opacity: 0; } }

.hero-sub {
  font-family: var(--font-serif);
  font-weight: 500;
  font-size: clamp(1.2rem, 3vw, 1.7rem);
  color: var(--gold);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-top: 6px;
}
html[lang="ta"] .hero-sub { font-family: var(--font-tamil-display); letter-spacing: 0.02em; }

.hero-tagline {
  margin-top: 22px;
  font-family: var(--font-serif);
  font-size: clamp(1rem, 2vw, 1.3rem);
  letter-spacing: 0.1em;
  color: var(--ink);
  font-weight: 600;
}
html[lang="ta"] .hero-tagline { font-family: var(--font-tamil-body); letter-spacing: 0.02em; }

.hero-line {
  margin: 26px auto 0;
  max-width: 520px;
  color: var(--muted);
  font-size: 1.05rem;
}

.hero-ctas {
  margin-top: 36px;
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

@keyframes hero-emblem-in {
  from { opacity: 0; transform: scale(0.85) translateY(-10px); }
  to { opacity: 1; transform: scale(1) translateY(0); }
}

/* ============================================================
   TRUST / VALUE STRIP
   ============================================================ */
.trust-strip {
  background: var(--white);
  padding: 56px 0;
  border-top: 1px solid rgba(201,146,36,0.2);
  border-bottom: 1px solid rgba(201,146,36,0.2);
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}
.trust-item { text-align: center; padding: 0 10px; }
.trust-icon {
  width: 56px; height: 56px;
  margin: 0 auto 16px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  background: var(--cream);
  border: 1px solid rgba(201,146,36,0.4);
}
.trust-icon svg { width: 26px; height: 26px; stroke: var(--maroon); }
.trust-item h3 { font-family: var(--font-body); font-size: 1rem; font-weight: 700; color: var(--ink); }
.trust-item p { margin: 6px 0 0; font-size: 0.88rem; color: var(--muted); }

/* ============================================================
   ABOUT
   ============================================================ */
.about-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 64px;
  align-items: center;
}
.about-visual {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  background: var(--maroon);
  aspect-ratio: 4/5;
  display: flex; align-items: center; justify-content: center;
}
.about-visual img { width: 62%; filter: drop-shadow(0 10px 30px rgba(0,0,0,0.3)); }
.about-visual::after {
  content: '';
  position: absolute; inset: 10px;
  border: 1px solid rgba(225,182,74,0.5);
  border-radius: calc(var(--radius-md) - 2px);
  pointer-events: none;
}
.about-copy p { color: var(--muted); font-size: 1.05rem; margin: 0 0 16px; }
.about-list { list-style: none; margin: 24px 0 0; padding: 0; display: grid; gap: 12px; }
.about-list li { display: flex; align-items: flex-start; gap: 10px; font-size: 0.98rem; color: var(--ink); }
.about-list svg { flex-shrink: 0; width: 18px; height: 18px; margin-top: 3px; stroke: var(--gold); }

/* ============================================================
   SERVICES
   ============================================================ */
.services-section { background: var(--cream); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px 26px;
  border: 1px solid rgba(201,146,36,0.18);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-soft); }
.service-icon {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--maroon);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.service-icon svg { width: 22px; height: 22px; stroke: var(--gold-light); }
.service-card h3 { font-size: 1.08rem; font-family: var(--font-body); font-weight: 700; color: var(--maroon); margin-bottom: 8px; }
.service-card p { font-size: 0.92rem; color: var(--muted); margin: 0; }

/* ============================================================
   WHY CHOOSE US
   ============================================================ */
.why-section {
  background: var(--maroon);
  color: var(--white);
  position: relative;
}
.why-section::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(circle at 85% 15%, rgba(225,182,74,0.14), transparent 55%);
}
.why-section .section-heading h2 { color: var(--white); }
.why-section .section-heading p { color: rgba(255,255,255,0.75); }
.why-section .eyebrow { color: var(--gold-light); }
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  position: relative;
}
.why-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(225,182,74,0.3);
  border-radius: var(--radius-md);
  padding: 28px 24px;
}
.why-card .why-num { font-family: var(--font-display); font-size: 0.85rem; color: var(--gold-light); letter-spacing: 0.1em; }
.why-card h3 { color: var(--white); font-family: var(--font-body); font-size: 1.05rem; font-weight: 700; margin: 10px 0 8px; }
.why-card p { color: rgba(255,255,255,0.72); font-size: 0.9rem; margin: 0; }

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}
.timeline::before {
  content: '';
  position: absolute; top: 30px; left: 12%; right: 12%; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), var(--gold), transparent);
  z-index: 0;
}
.timeline-step { text-align: center; padding: 0 16px; position: relative; z-index: 1; }
.timeline-num {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: var(--ivory);
  border: 2px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--maroon);
  font-size: 1.15rem;
}
.timeline-step h3 { font-family: var(--font-body); font-size: 1rem; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.timeline-step p { font-size: 0.88rem; color: var(--muted); margin: 0; }

/* ============================================================
   LOCATION
   ============================================================ */
.location-section { background: var(--cream); }
.location-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: stretch;
}
.location-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 40px;
  border: 1px solid rgba(201,146,36,0.2);
  display: flex; flex-direction: column; justify-content: center;
}
.location-card .loc-icon {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--maroon); display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.location-card .loc-icon svg { width: 24px; height: 24px; stroke: var(--gold-light); }
.location-card h3 { font-size: 1.3rem; margin-bottom: 6px; }
.location-card address { font-style: normal; color: var(--muted); font-size: 1.02rem; line-height: 1.7; margin-bottom: 24px; }
.location-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.map-embed {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid rgba(201,146,36,0.25);
  min-height: 340px;
  position: relative;
  background: var(--white);
  box-shadow: var(--shadow-soft);
}
.map-embed iframe {
  width: 100%;
  height: 100%;
  min-height: 340px;
  border: 0;
  display: block;
}
.map-overlay-badge {
  position: absolute;
  bottom: 14px;
  right: 14px;
  z-index: 10;
}
.map-link-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--maroon);
  color: var(--white);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.82rem;
  font-weight: 600;
  box-shadow: 0 4px 14px rgba(112, 0, 24, 0.3);
  transition: background 0.2s var(--ease), transform 0.2s var(--ease);
}
.map-link-btn:hover {
  background: var(--maroon-deep);
  transform: translateY(-1px);
  color: var(--white);
}

/* ============================================================
   CONTACT
   ============================================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}
.contact-actions { display: grid; gap: 16px; align-content: start; }
.contact-action-card {
  display: flex; align-items: center; gap: 16px;
  background: var(--white);
  border: 1px solid rgba(201,146,36,0.2);
  border-radius: var(--radius-md);
  padding: 20px 22px;
  transition: box-shadow 0.25s var(--ease), transform 0.25s var(--ease);
}
.contact-action-card:hover { box-shadow: var(--shadow-soft); transform: translateY(-3px); }
.contact-action-card .cac-icon {
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--cream); display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.contact-action-card .cac-icon svg { width: 20px; height: 20px; stroke: var(--maroon); }
.contact-action-card .cac-text h4 { font-family: var(--font-body); font-size: 1rem; color: var(--ink); margin: 0 0 2px; font-weight: 700; }
.contact-action-card .cac-text p { margin: 0; font-size: 0.85rem; color: var(--muted); }

.contact-form {
  background: var(--white);
  border: 1px solid rgba(201,146,36,0.2);
  border-radius: var(--radius-md);
  padding: 34px;
}
.contact-form .form-note {
  font-size: 0.85rem;
  color: var(--muted);
  background: var(--cream);
  border-left: 3px solid var(--gold);
  padding: 12px 14px;
  border-radius: 4px;
  margin-bottom: 22px;
}
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--ink); margin-bottom: 6px; }
.form-group input, .form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid rgba(109,94,94,0.3);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  background: var(--ivory);
  color: var(--ink);
}
.form-group input:focus, .form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,146,36,0.15);
}
.contact-form button { width: 100%; }

/* ============================================================
   FAQ
   ============================================================ */
.faq-list { max-width: 760px; margin: 0 auto; display: grid; gap: 14px; }
.faq-item {
  background: var(--white);
  border: 1px solid rgba(201,146,36,0.22);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 24px;
  background: none;
  border: none;
  text-align: left;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  color: var(--ink);
}
.faq-question .faq-plus {
  flex-shrink: 0;
  width: 24px; height: 24px;
  border-radius: 50%;
  border: 1px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  position: relative;
}
.faq-question .faq-plus::before, .faq-question .faq-plus::after {
  content: '';
  position: absolute;
  background: var(--maroon);
  transition: transform 0.25s var(--ease);
}
.faq-question .faq-plus::before { width: 10px; height: 1.5px; }
.faq-question .faq-plus::after { width: 1.5px; height: 10px; }
.faq-item.open .faq-plus::after { transform: rotate(90deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s var(--ease);
}
.faq-answer-inner { padding: 0 24px 22px; color: var(--muted); font-size: 0.95rem; line-height: 1.7; }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--maroon-deep);
  color: rgba(255,255,255,0.85);
  padding: 70px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(225,182,74,0.25);
}
.footer-brand img { height: 46px; margin-bottom: 14px; border-radius: 50%; }
.footer-brand .footer-name { font-family: var(--font-display); font-size: 1.2rem; color: var(--white); }
.footer-brand .footer-tagline { font-family: var(--font-serif); font-size: 0.85rem; color: var(--gold-light); letter-spacing: 0.08em; margin-top: 6px; }
.footer-brand address { font-style: normal; margin-top: 18px; font-size: 0.88rem; line-height: 1.7; color: rgba(255,255,255,0.65); }
.footer-col h4 { color: var(--gold-light); font-family: var(--font-body); font-size: 0.82rem; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 16px; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer-col a { font-size: 0.9rem; color: rgba(255,255,255,0.75); }
.footer-col a:hover { color: var(--gold-light); }
.footer-bottom {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 26px;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
}
.powered-by { display: flex; align-items: center; gap: 8px; font-size: 0.8rem; color: rgba(225,182,74,0.85); letter-spacing: 0.04em; }
.powered-by strong { color: var(--gold-light); font-weight: 600; }

/* ============================================================
   SCROLL REVEAL
   ============================================================ */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in-view { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ============================================================
   LEGAL PAGES
   ============================================================ */
.legal-hero { padding: 60px 0 20px; text-align: center; }
.legal-hero .eyebrow { display: block; }
.legal-body { max-width: 780px; margin: 0 auto; padding-bottom: 60px; }
.legal-body h2 { font-size: 1.3rem; margin: 40px 0 12px; }
.legal-body h2:first-child { margin-top: 0; }
.legal-body p, .legal-body li { color: var(--muted); font-size: 0.98rem; line-height: 1.8; }
.legal-body ul { padding-left: 22px; }
.legal-updated { color: var(--muted); font-size: 0.85rem; }